Guiding You to Confident Coverage.

At Agent Nancy, I’m dedicated to simplifying the complexities of health and life insurance, ensuring you make informed decisions with confidence. With personalized service and years of expertise, I’ll help you find coverage that fits your needs and protects your future.

Guiding You to Confident Coverage.

At Agent Nancy, I’m dedicated to simplifying the complexities of health and life insurance, ensuring you make informed decisions with confidence. With personalized service and years of expertise, I’ll help you find coverage that fits your needs and protects your future.

Meet Nancy Smallwood

Your Trusted Insurance Advocate

Welcome to Agent Nancy! I’m Nancy Smallwood, and I'm passionate about guiding you through the complex world of health and life insurance with personalized support. As someone with over 20 years of experience in healthcare finance and insurance, I’ve seen firsthand the challenges people face when it comes to understanding their options. My goal is to provide you with the knowledge and clarity needed to make informed decisions, ensuring your health and financial future are protected. With mindful coverage tailored to your needs, I’m here to give you the peace of mind you deserve.

Services NANCY SMALLWOOD Offer

Comprehensive Insurance Services

I offer a range of personalized insurance solutions designed to fit your unique health and financial needs. From Medicare planning to life insurance and long-term care, I’m here to help you navigate your options with confidence and ease.

Medicare Planning

Navigating Medicare can be overwhelming with its different parts (A, B, C, and D), deadlines, and plan options. I help simplify the process, ensuring you’re well-prepared financially and medically. Whether you’re looking at supplemental plans or network-based coverage, I’ll guide you every step of the way. Medicare planning should start the year before you turn 65, and my consultation is always free.

Life Insurance

Choosing the right life insurance can be difficult, but I’m here to make it easier. I partner with top-rated insurance companies to find the coverage that fits your specific needs. My approach focuses on understanding your goals and turning them into solutions that offer security and peace of mind.

New York Chronic Medicaid Consult

Planning for long-term care in New York is essential, especially if Nursing Home Medicaid might be needed. I provide peace-of-mind consultations to review your resources and help determine your eligibility. Ideally, planning starts 5-10 years ahead, and no attorney is needed during this initial stage—just expert guidance.

Dental and Vision

Your dental and vision care are just as important as any other aspect of your health. If Medicare or employer-based insurance doesn’t cover these services, a stand-alone dental or vision plan could be the solution. I’ll help you explore affordable options that fit your needs.

Community Education

Educating your group on topics like Medicare, life insurance, or estate planning can be incredibly valuable. I offer free educational seminars tailored to your organization’s needs, available in person or via Zoom. Let’s empower your community with the knowledge to make informed decisions.

Empowering Your Health Journey with Confidence

Why You’ll Love Working with Agent Nancy

At Agent Nancy, I am committed to developing personalized plans tailored to your health needs, financial goals, and budget. Whether you're overwhelmed by Medicare, long-term care options, or navigating life insurance, I’m here to simplify the process for you. I believe everyone should feel confident and informed when making important healthcare decisions, and I’m here to ensure that happens.

TIPS, INSIGHTS & BLOG

Real Life Experiences, Real Life Solutions

Visit my Blog where I share personal stories, real-life examples, and practical advice from my years of experience in the field. These are lessons learned from the frontlines, shared in everyday language that you can easily understand.

You Don't Need to Keep Your Employer Insurance if You Work Past 65-years...

You Don't Need to Keep Your Employer Insurance if You Work Past 65-years...

Turning 65 and still working? You don’t have to keep your employer insurance! Learn your Medicare options and make the best choice for your health. Contact Nancy Smallwood for personalized advice. ...more

blog

March 10, 20242 min read

Turning 65 and Health Insurance for State and County Employees

Turning 65 and Health Insurance for State and County Employees

Turning 65 as a NY state or county employee? Learn how Medicare changes your health benefits and discover key lessons to avoid costly mistakes in retirement. Contact Medicare expert Nancy Smallwood fo... ...more

blog

February 26, 20244 min read

I Paid for my Grandchild's College and then Medicaid Denied Nursing Home Coverage....

I Paid for my Grandchild's College and then Medicaid Denied Nursing Home Coverage....

Medicaid denied your nursing home coverage after paying for your grandchild’s tuition? Learn how the 5-year look-back rule impacts large financial transactions and avoid costly mistakes. Reach out for... ...more

blog

February 25, 20247 min read

Connect with Agent Nancy

Take the First Step Toward Peace of Mind

Navigating health and life insurance can be overwhelming, but you don’t have to do it alone. I’m here to help with any questions you have or to schedule a free consultation. Together, we can explore your options and find the best solutions for you. Let’s make this process easier and give you the confidence you need!

CALL NANCY AT

607-357-7855

EMAIL NANCY AT

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Nancy Smallwood

I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.