Services I Offer

Services I Offer

Comprehensive Insurance Solutions

At Agent Nancy, I offer a range of personalized insurance services designed to fit your unique health needs and financial goals. Whether you're planning for Medicare, exploring life insurance options, or need guidance on long-term care, I’m here to simplify the process and ensure you feel confident in your choices.

Medicare Planning

Medicare can be complex, with multiple parts—A, B, C, D—and numerous supplemental options. Understanding what you’re eligible for, what fits your healthcare needs, and when to enroll is crucial to getting the most out of your coverage. I provide clear, personalized Medicare planning to ensure you make the right choices well in advance of turning 65.

Why Medicare Planning Matters

Planning early helps you avoid penalties, manage costs, and ensure you have the right doctors and services available when you need them. I offer Medicare planning consultations free of charge to help you feel prepared and informed.

Life Insurance

Life insurance is essential for protecting your loved ones’ financial future. I work with top-rated insurance companies to find the best policy that matches your needs, whether it's term life, whole life, or universal life insurance. My approach is to listen carefully to your goals and provide solutions that give you peace of mind and security.

Tailored Life Insurance Plans

By understanding your personal and financial situation, I will match you with life insurance products that fit your budget and long-term needs. Protect your family’s future with confidence and clarity.

New York Chronic Medicaid Consult

Planning for long-term care can be a challenging process, but it doesn’t have to be. I provide personalized Medicaid consultations to review your income and resources, determining whether you qualify for New York’s Nursing Home Medicaid program. I’ll help you prepare well in advance to secure the coverage you need for the future.

Why Early Medicaid Planning is Important

Medicaid planning should start at least 5 years before needing long-term care. I guide you through this process without the need for costly legal services upfront, and if necessary, I can refer you to trusted legal professionals for estate protection.

Dental & Vision Plans

Your dental and vision health are essential parts of your overall well-being, yet many Medicare and employer-based plans don’t offer adequate coverage for these services. I can help you find standalone dental and vision plans that fit your needs and budget, so you don’t have to compromise on care.

Affordable Dental & Vision Coverage

From routine checkups to major procedures, I’ll help you find the best plan to ensure you and your family are well-covered.

Community Education

I believe in the power of education, which is why I offer free community seminars on a range of topics, including Medicare, life insurance, estate protection, and more. These events are designed to provide you and your group with valuable insights and practical knowledge in an easy-to-understand format.

Host a Seminar

Whether you're part of a community organization, a business, or a local group, I can tailor educational events to meet your needs. These seminars can be conducted in person, over Zoom, or even as a lunch-and-learn session. There’s never a charge for these valuable sessions!

Your Coverage, Your Peace of Mind

Let’s Get Started Today!

No matter where you are in your insurance journey—whether you're just starting to explore options or looking to review existing coverage—I’m here to provide guidance and support every step of the way. With a personalized approach, I take the time to understand your specific needs, concerns, and goals to ensure you have the right coverage in place. Whether it’s Medicare, life insurance, or long-term care planning, I’ll help you make informed decisions with clarity and confidence.

Contact me today to schedule a free consultation, ask any questions you have, or explore the best insurance options available for you. Together, we’ll create a plan that not only meets your current needs but also secures your future. Your peace of mind is my priority, and I’m here to make the process easy and stress-free.

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607-357-7855

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Nancy Smallwood

I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.